Bansalan Cooperative Updates

Provincial Cooperative Development Council of Cavite

2008-09-06T14:01:00.000-07:00

Provincial Cooperative Development Council of Cavite

PANANAW NG PCDC

Isang Malaya, Matatag at
Matagumpay na Konseho na
Kaagapay ng Mamamayan at
Pamahalaan sa Maunlad na Kilusang Kooperative

ADHIKAIN NG PCDC

Nagkakaisang paglilingkod sa pagsulong ng kooperatiba sa pamamagitan ng:

1. pagpapataas ng antas ng kamalayn tungo sa kaunlaran sa pamamagitan ng pagbibigay ng wastong kaalaman;
2. patuloy na paggabay sa mga konsehong pangkooperatiba; at
3. pagpapaunlad ng pakikipag-ugnayan sa iba't ibang sector.

THE CAVITE COOPERATIVE DEVELOPMENT CENTER (CaCoDeC). In order to achieve the thrust of Cooperative Development and to have a common venue for education and training, the Office of the Governor initiated and funded the construction of the CaCoDeC. Built to an amount of P.2million, the center houses the office of the PCDO, CDA,CUC and the PCDC.

A one-stop shop for cooperatives, the center formally opened its door to the public on Nov. 8, 2002. Various lectures, training, symposia and fora ranging from pre-membership education seminar (PMES) to bookkeeping to updates on coop development training have been held in the center benefiting hundreds of coops and thousands of their members. The center serves as a forum for the discussion of various problems, issues and concerns affecting cooperatives and has been a silent witness to various proposals and solutions achieve in those discussions.

Duterte welcomes entry of Tagum Coop in the City

2008-08-14T01:45:00.000-07:00

Davao City Mayor Rodrigo R. Duterte welcomed the entry in Davao City of one of the biggest cooperative in Mindanao, the Tagum Cooperative, with over 31,081 members spread out in the provinces of Tagum, Panabo and Davao, with a total asset of Php583.3-million.

The Tagum Cooperative, in one of its expansion program have established a satellite (branch) office located at McArthur highway (fronting NCCC mall), with Robert de Castro as its Davao Satellite Office branch manager.

In its formal inauguration Sunday, Davao City Development Cooperative head Engr. Jaime Adalin represented Mayor Duterte to grace the special occasion and read the inspirational speech of the Mayor.

“You (Tagum coop) have shown that Davao City is truly an investment haven and we are honored to have you to be part of the growing business community,” the speech of Mayor Duterte stated.

“The expansion of Tagum Cooperative (TC) services in Davao City is one potential area of partnership and complementation with our existing cooperative livelihood assistance program aimed at uplifting the socio-economic conditions of the cooperative members and their organization,” it stated.

For their part, TC Chairperson Antonio Arañas and TC Vice Chair Norma Pereyras both said that TC is committed to be partners with Davao City’s efforts for the city’s total development.

In an exclusive interview with Baby Gomez and Edith Isidro – both of the Philippine Information Agency (PIA), Manager de Castro said TC has also branch offices in Carmen, Davao Norte;Nabunturan, Comval province; and Buhangin, Davao City.

Manager de Castro said Buhangin branch is slated to transfer along Bajada by July this year to make the cooperative more accessible to the public.

As of end of March 2008, TC loan portfolio reached Php384.1-million; total deposits – Php289.5-million; Share Capital – Php156-million; and total net income – Php4.6-million.

We are proud to say that “TC has no external credit” and we have no loans nor borrowed anywhere else. This is the reason why TC can offer the lowest interest rates in members’ borrowings/loans, he said.

Official lists of Board members are: Antonio C. Arañas – Chairperson; Norma R. Pereyras – Vice Chairperson; and Directors: Nenita E. Lumaad, Atty. Celerina E. Esuerte, Nenita R. Malbas, Prudencio N. Mabanglo, and Evelia R. Sator.
Key Manager Officers are: Juris D. Perez – manager; Monica L. Salido – Treasurer; Atty. Rolando C. Casaway – legal counsel; and Hermarie Torreon-Esmael – BOD Recording Secretary. PIA/rbpalacio

Japan-ASEAN, ATI conducted International Training on Agricultural Marketing

2008-08-02T07:15:00.001-07:00

Participants listened intently during the International Training Course on Agricultural Marketing (Focused on Cooperatives)

Under the Project for strengthening Partnership Among Japan and ASEAN Countries, the Ministry of Agriculture, Forestry and Fisheries of Japan (MAFF) sponsored a 15-day International Training Course on Agricultural Marketing which was held on June 2-11, 2008 at the Waterfront Insular Hotel, Sasa, Davao City and from June 12-15, 2008 at Bayview Park Hotel, Metro Manila.

The implementer of this international training is the Department of Agriculture-Agricultural Training Institute (DA-ATI). The ATI is the training and educational arm of the Department of Agriculture. This training was conducted in relation to the implementation of the Association of South East Asian Nation (ASEAN) South-South Cooperation Project which focuses on Agricultural Productivity Enhancement in Developing Countries.

A total of 33 participants attended the said training. The participants came from Cambodia, Lao PDR, Vietnam, Malaysia, Thailand, Indonesia, Brunei Darusallam, and Philippines. Each country has three (3) participants composed of one (1) extension worker and two (2) member representatives of the cooperative sector and 12 (CDA-5; ATI-4; and LGUs-3) from Philippines being the host country.

The training aimed to enhance the knowledge, skills and attitudes of the participants on agricultural marketing focused on cooperatives.

To officially start the international training, an Opening Ceremony was done around 3:30-5:00 in the afternoon. The Hon. Rodrigo R. Duterte, City Mayor of Davao , Dir. Asterio P. Saliot and Asst. Dir. Alberto Maningding of DA-ATI, Center Dir. Richard C. Rubis of ATI-XI, and Edna Mabesa, Phd., chief of Agricultural Extension Academy (AEA) Division of ATI graced the occasion.

The course content included the following Modules: I - Philippine Cooperatives- A Situationer; II- Organizational Development and Strengthening of Cooperatives; III- Cooperative Governance; IV- Agricultural Marketing as a Cooperative Business, and V- Resource Mobilization. To ensure maximum learning, the following methodologies were adapted: lecture-discussion, brainstorming, workshops, structured learning exercises, report presentation, plenary sessions, experiential sharing and field trips.

The following competent resource persons discussed topics on their field of expertise, to wit; Ms. Lecira V. Juarez, chairperson of CDA Manila, Mr. JA Zenchu of Japan, Ms. Elma R. Oguis, assistant regional director of CDA-XI, Mr. Glenn S. Garcia, Mr. Antonio C. Ecobar, Ms. Margarita A. Bauto of CDA-XI, Ms. Nenita R. Malbas, president of CU-TE, Mr. Rodney Cordova of local government unit of Davao del Norte, Mr. Francisco A. Ramos, director of DA-AMAS, Engr. Vedastito C. Galvez, division chief of Department of Trade and Industry (DTI), Davao del Norte, Dr. Alexander M. Campaner, president SPAMAST, and Ms. Necitas S. Lazaga.

Part of the training was exposure of the participants in field learning activities and interaction with members, officers and management of a Marketing/Processing Cooperatives and Technology Farms at Magsaysay Cooperative and Bansalan Cooperative. Likewise, they visited CASMIDECO, Cavendish Banana Producer, to observe on the cooperative operations and services rendered and a field trip to BIAO MPC- a Banana Paper Making Consumers Cooperative at Matina, Davao City and of course, to include an environmental appreciation of Davao City.

Action Planning, Workshop on Action Plan Preparation, Presentation of Action Plan, and evaluation of the training was done at Bayview Park Hotel , Metro Manila. Also, a tour around the National Capital Region was also included in the scheduled field trips.

Agricultural cooperatives worldwide are confronted with new sets of issues and problems. The globalization of the world trade market makes the local farmers to compete with farm products imported from abroad. More so, the changes in the market structure coupled with the ever-changing consumer preferences leave the agricultural cooperatives groping for an efficient business strategies in an increasingly harsh economy.

The participants was expected to integrate their learning, observations and insights in their marketing and action plan output and will be implemented when they go back to their respective countries.

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9th National Coop Summit

2008-08-02T06:50:00.000-07:00

PIA Press Release
2008/04/02

Tagalog News: GenSan handa na sa gaganaping 9th National Coop Summit sa Oktubre

General Santos City (2 April) -- Inihayag ni Coralyn G. Espinosa City Economic Management and Cooperative Development Office (CEMCDO) na handang-handa na ang lalawigan ng General Santos para sa 9th National Cooperative Summit sa darating na Oktubre 22-26 ng taong ito.

Kinumpirma din ni Espinosa ang pagdating ni dating Agriculture Secretary, Lead Convenor at Chairman ng Philippine Cooperative Center (PCC) Senen Bacani at CDA Chairperson Lerica V. Juarez sa lalawigan upang pangunahan ang paglagda ng Memorandum of Agreement (MOA) at ceremonial launching ng 9th National Coop Summit ngayong araw.

Inaasahan din ang pagdalo nina GenSan City Mayor Pedro B. Acharon, Jr., Sarangani Governor Migs Dominguez, South Cotabato Governor Daisy Avance-Fuentes at Sultan Kudarat Governor Teng Mangudadatu sa nasabing aktibidad upang magbigay ng Message of Solidarity and Support ng Local Government Units ng SOCSKSARGEN.

Humigit kumulang sa limang libong cooperative leaders sa buong bansa ang inaasahang dadalo sa nasabing summit, isang nationwide activity na nagsisilbing forum sa lahat ng concern cooperatives kung saan layunin nito na mapag-isa ang resources para sa pagsulong ng self-reliance, harnessing people towards the attainment of economic development, social justice at global competitiveness. (Abbenal/PIA 12) [top]

The NATCCO Board of Directors (BODs) and Officers for 2008 and 2009

2008-08-02T06:20:00.000-07:00

Engr. Jose R. Ping-ay
Chairperson
Luzon
Sta. Cruz Savings & Development Cooperative

Reynaldo Gandionco
Vice-Chairperson
Visayas
Fairchild Cebu Community Credit Cooperative

Evangeline A. Cedeño
Director
Mindanao
Sta. Ana Multi-Purpose Cooperative

Lilian Ester DJ. Lim
Director
Luzon
Novaliches Development Cooperative

Col. Artemio M. Jose
Director
Luzon
Five Star Credit & Development Cooperative

Chad P. Villamor
Director
Mindanao
MASS-SPECC

Aurea B. De Ramayo
Director
Visayas
Cordova Multi-Purpose Cooperative

Divina C. Quemi
Director
Luzon
Nueva Segovia Consortium of Cooperatives

Godofredo Lising, Jr.
Director
Luzon
Tagalog Cooperative Development

Wilfredo A. Dimamay
Director
Mindanao
MSU-IIT Multi-Purpose Cooperative

Norma R. Pereyras
Director / Women Representative
Mindanao
Tagum Cooperative

Rustico U. Galang, Jr
Director
Luzon
St. Martin of Tours Credit and Director Development Cooperative

Jeptah Domz J. Gines
Director /Youth Representative
Luzon
Sta. Cruz Development Cooperative

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REV : The Woman of "Firsts"

2008-07-15T06:40:00.001-07:00

While surfing the cyberspace, I found this link

http://rlinda45.wetpaint.com/page/About+Me

This Article was written by Madam Rosalinda E. Villaseca, Concurrent Regional Director of CDA Davao Extension Office and CDA Administrator representing Mindanao.
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This is me at 63, a cancer of the breast survivor who is very much alive and active in work at present and in the good hands of JESUS CHRIST. My career is a free wheeling one. I never dreamt of becoming somebody but God placed me where I am now. I was appointed as member of the Board of Administrators of the Cooperative Development Authority last December 7, 2006 representing Mindanao, the Philippines' second biggest island. I took my oath of office on January 8, 2007. I am actually a woman of "firsts": the first to be appointed as a lady Regional Director in the entire CDA taking the baton of leadership of CDA-Kidapawan Extension Office in 1992; under my leadership, the first and so far the only CDA region to put up its own building now known as Cooperative Human Resource and Livelihood Development Center (CHRLDC) cum CDA Region XII headquarters, at no cost from CDA coffers; the first CDA Administrator who rose from the ranks and presently the only career executive officer in the CDA Board of Administrators, and the first and the only officer from CDA who landed a notch in the 9-person finalists of the 2007 Most Outstanding Career Executive Officers (CEOs) by the Career Executive Service Board (CESB). Fondly called by friends and classmates as Rose or Linda, from subordinates as Maam Linda, and from the clan as T-lin or Aunty Lin, I am now in my 3rd decade of public service. I have devoted much of my productive life with the cooperative movement and community development. I am a staunch advocate of commitment to quality service by focusing on institutional policy reforms in the CDA systems and procedures to make it Asia's benchmark of excellence in cooperative supervision and development. Likewise, I am a staunch advocate of legislative reforms on the Cooperative Code of the Philippines and the CDA Charter. I am a humble founder and President of the Mindanao Cooperative Cancer Society, Inc., CDA Employees Mutual Help Assistance Association, Inc. (CEMHAI) and of the ESPRA-APAAP Clan Mutual Help Association, Inc. whose objectives are all geared towards promoting the spirit of self-help, self fund-generation and mutual cooperation. I am proud native of Tubod, Lanao del Norte, Mindanao, Philippines and now presently residing in Kidapawan City and holding office in Davao City.

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FAQS on Cooperatives

2008-07-14T05:01:00.000-07:00

Frequently Asked Questions

Cooperatives:

How To Organize A Cooperative

Organizing a cooperative can both be complex and simple. It requires, first of all an understanding of the basic needs of the perspectives cooperative members. It demands patience from the co-organizer who must take the cooperative goal and objectives, its visions and long term goals a real part of the members lives.

But it can be also easy because the Cooperative Code of the Philippines (RA 6938) has devised very clean cut steps for the coop-organizer and members. This question and answer form should make organizing cooperatives a little more understandable to the cooperative organizer.

What Is A Cooperative?

A cooperative is a duly registered association of persons with a common bond of interest, who have voluntarily joined together to achieve a lawful common social or economic end, making equitable to contribution to the capital required and accepting a fair share of the risks and benefits of the undertaking in accordance with universally accepted cooperative principle.

By forming a cooperative you pool money, human resources and talent to build capital and work together to produce more goods and raise incomes. Through cooperatives, you can look for the other sources of loans at low interest rates of borrowing form informal lenders or users. The cooperative can also be a mechanism for marketing your produce.

What are the Principles of Cooperativism?

The cooperative principles were reformulated by the International Cooperative Alliance in Vienna in 1966 during its 23 Congress.

The first principle is anchored on voluntarism. This means that each member of a cooperative becomes a member voluntarily and is not restricted by social , political or religious discrimination . In fact anyone who meets the qualifications set by a cooperative's bylaws can be a member if he willingly shoulders their responsibility.

The second principle is democracy. Coops are democratic organizations with officers and managers elected or appointed in a manner agreed on by members. Each member, no matter the amount of his share, is entitled to one vote.

The third principle is the limitation of share capital interest. In the context of cooperativism, interest on a member share capital is limited so that no person- especially those with money- can have an overwhelming equity in the coop. This prevents the domination of the coop's affairs by wealthy members at the expense of poorer members and the organization as whole.

The fourth principle, essentially a manifestation of the third principle, revolves on the sharing all location of cooperatives surplus or savings. At bottom, it mandates distribution of surplus equitably so that no member, gains at the expense of another. Surplus are, by decision of the member, used for developing the coop's business interests, providing common services to members in proportion to their transactions with the cooperatives.

The fifth principle, makes provision for the education and training of cooperatives members, officers and employees, and of the general public in the principles and techniques of cooperation.

The sixth principle harps on the promotion of cooperation between cooperatives at local, national and international levels.

The seventh principle is the concern for community by working for its sustainable development through policies approved by the cooperative members.

What Are The Kinds Of Cooperative?

Credit Cooperative- promotes thrift and savings among its members and creates funds in order to grant loans for productivity
Consumer Cooperative- the primary purpose is to procure and distribute commodities to member and non-members;
Producers Cooperative - undertakes joint production whether agricultural or industrial;
Service Cooperative- engages in medical, and dental care, hospitalization, transportation, insurance, housing , labor, electric light and power, communication and other services; and
Multi- Purpose Cooperative - combines two (2) or more of the business activities of these different types of cooperatives;

According to membership and territory, the following are the categories of cooperatives:

In terns of membership:

I .Primary -The members of which are natural persons of legal age;

II .Secondary- The members of which are primaries;

III. Tertiary - The member of which are secondaries upward to one or more apex organizations. Cooperatives whose members are cooperatives are called federations or unions.

In terms of territory, cooperatives are categorized according to areas of operation which may not be coincide with the political subdivisions of the country.

What are the General Steps in Forming a Cooperative?

Basically, there six steps in setting up a cooperative.

First, get organized. You must have at least 15 members to do that. At once determine the common problems you would want solved and the basic needs you would want provided for through a cooperative. You may want to include increasing of your production, marketing of your produce, credit assistance, power generation, banking or insurance and other similar needs.

Determining your problems and needs will also help you classify the kind of a cooperative you will be organizing.

Even before coop is set up, a dedicated core group of people will do all the organizational and paper works is a must. From this core group, working commodities may be formed to set things moving. These committees may include membership, finance, executives, secretariat to name a few.

Second, prepare a general statement called an economic survey. This statement will help you measure your cooperatives chances of success.

Third, draft the cooperatives by-laws. The by-laws contain the rules and regulation governing the operation of the cooperative.

Fourth, draft the articles of cooperation. Here you indicate the name of the cooperative, its members, terms of existence and other pertinent description about your cooperative.

Fifth, secure bond of your accountable officers, normally the treasurer, or the treasurer and the manager. The amount of the bond is to be decided upon by the Board of Directors, based on the initial network of the cooperatives which includes the paid-up capital, membership fees and other assets of the cooperatives at time of registration.

Sixth, register your cooperative with the Cooperative Development Authority (CDA), you must submit four copies each of the Economic Survey, By- Laws , and Articles of Cooperation and Bond of Accountable Officer(s).

In every step, you may consult the CDA. The CDA emphasizes education as a key to the success of cooperatives.

Who May Become Members of a Primary Cooperative?

If you are a Filipino of legal age, you can be a coop member if you meet the qualifications prescribed by the coop's by laws.

The board of directors act on application for membership.

A member may exercise his rights only after having paid the fees for membership and acquired shares in the cooperative,

What are the Kinds of Membership in the Cooperative?

A cooperative has two kinds of members; regular members and associate members.

A regular member is entitled to all the rights and privileged of membership as stated in the Cooperative Code and the coops by- laws.

An associate member has no right to vote and to be voted upon and is entitled to such rights and privileged provided by the cooperatives by laws.

What is the Minimum Number of Members in a Cooperative?

Fifteen (15) natural persons of legal age who are citizens of the Philippines.

Can Government Officers and Employees Join a Cooperative?

Yes, provided that:

Any officer of the government of the CDA shall be disqualified to be elected or appointed to any position in a cooperative;
Elected officials of the government, except barangay officials, shall be ineligible to become officers and directors of cooperatives; and
Any government employee may, in the discharge of his duties as member in the cooperative, use official time provided that the operations of the office where he works are not adversely affected.

What is an Economic Survey?

An economic survey is a general statement describing the structure, purpose, economic feasibility of the proposed cooperative, area of operation, size of membership and other pertinent data. It, in fact a project feasibility study. The structure describes the kind of cooperative being set, up whether it is primary, secondary or tertiary and whether it is a credit, consumer transport or any other type of coop.

The purpose defines the primary, secondary and other objectives of the cooperative. The area of operation merely indicates the general merely indicates the geographical or sectoral of the coop. For example, a cooperative may operate in, say Caloocan City; or it may operate in a certain sector like farmers. Size of membership is important so as to set limits to the coop's scope of operation. This is closely related to cooperative structure.

The most important part of the survey is the economic feasibility. Here, the prospective coop members estimate the income and expenses of the cooperative. It makes a projection of the possible growth pattern of the cooperative certain period, probably three (3 ) years, and how this growth generates income and incurs expenses. It tries to anticipate obstacles and constraints and make allowance for them.

What Are Cooperative By-Laws?

By- laws should are the set of rules that determines how a cooperatives is to be run without confusion.

In general, by-laws should be consistent with the provisions of the Cooperative Code of the Philippines (RA 6938). The by-laws include:

The qualifications for membership; how they are acquired, maintained and lost;
The rights and obligations of members;
The condition for transfer of a share of interest;
The rules and procedures covering agenda, time, place, and manner of calling, covering , conduct meeting, quorum requirements, voting system, and other, matters related to the business affairs of the general assembly, board of directors, and committees;
The general conduct of the affairs of the cooperative , including the powers and duties of the general assembly, board of directors, committees and the officers, and their qualifications and disqualifications;
The manner in which capital may be raise and purpose for which it can be utilized;
The mode of custody and investment of net surplus;
The accounting and auditing systems.
The manner and limitations of loaning and barrowing, including limitations;
The methods of distribution of net surplus;
The manner of adopting, amending, repealing, and abrogating by-laws;
A conciliation or mediation mechanism for the amicable settlement of disputes among members, directors, officers and committees; and
Other matter pertaining to the purpose and activities of the cooperative.

What does The Article of Cooperation contain?

The Article of Cooperation is a duly notarized document that legally binds all the signatories in the formation of a cooperative.

It should contain:

The name of the cooperative which shall include the word " cooperative, " e.g. Sta. Maria Multi-Purpose Cooperative;
The purpose of the cooperative and scope of business;
The term of existence of the cooperative (not more than 50 years);
The area of operation and the postal address of the registrants;
The common bond of membership;
The list of names of the directors who shall manage the cooperative; and
The amount of its share capital, the names, and residences of its contributors and a statement of whether the cooperative is primary, secondary of tertiary in accordance with Article 23 of R.A 6938.

How To Manage Your Cooperative

By organizing and registering a cooperative, you have taken the first steps toward helping prospective cooperative member make fuller use of their resources. The next steps requires a certain knowledge of management, of the provisions of laws affecting cooperatives, and most importantly, husbanding and channeling the coop's assets into productive investments so that they will grow. Here are some basic facts you have to know about managing and running cooperatives profitably.

Does A Cooperative Follow A Basic Organizational Structure?

Yes.

Your cooperative will need at least the following for its day to day operation.

General Assembly
Board of Directors
Set of Officers
Committee System
Hired management/ paid employees

What Is The General Assembly?

The General Assembly is the highest policy-making body of the cooperative and is the final authority in the management and administration of the affairs of the cooperative.

It is composed of members who are entitled to vote, duly assembled and constituting quorum.

The general assembly holds at least one meeting a year; the date of the meeting is fixed in the by laws, or within 90 days after the close of each fiscal year.

For newly registered cooperatives a special general assembly meeting must be called within 90 days from the date of approval.

What Are The Powers Of The General Assembly?

The General has the following exclusive powers which cannot be delegated:

To determine and approve amendments to the articles of cooperation and by laws;
To elect or appoint the members of the board of directors, and to remove them for cause;
To approve developmental plans of the cooperative; and
Other matters requiring a 2/3 vote of all the members of the general assembly

What Is The Board Of Directors?

The Board of Directors is the body that formulates policies, directs, supervises and manage the business of the cooperative.

It is composed of five (5) to fifteen (15) members elected by the general assembly.

Their term of office is determined by the laws of the cooperative. A term of office must not exceed two years. Also no director can serve for more than three (3) consecutive terms.

The board of directors must hold monthly meetings, unless the by laws say otherwise. Special meetings may be called any time by the chairman.

Directors cannot attend or vote by proxy at board meetings.

Who Can Be Members Of The Board Of Directors?

All regular members who meet the qualification and none of the disqualification set by the laws of the cooperative can be elected to the board of directors.

How Are The Officers Of The Cooperative Chosen?

The board of directors elect among themselves only the chairman and vice- chairman.

Then they either elect or appoint the other officers needed by the cooperative, such as the treasurer who takes custody of all the moneys, securities and papers and maintains complete records of its cash transactions and secretary who keeps the records of the cooperative.

What Are The Committees Needed By A Cooperative?

Through the bylaws, a cooperative may be form any committee it thinks necessary for its operation.

An executive committee may also be formed. The board of directors appoints its members and may, through a majority vote, delegate powers to it.

As a reminder an audit committee must be provided for in the bylaws of the cooperative.

What Constitutes A Quorum?

Unless the by laws define it otherwise, a quorum consist of 25% of all the regular members entitled to vote. For the board of directors a simple majority of its member makes a quorum.

What Books Should Be Maintained And Kept Open?

Books to be maintained and kept open to the members of the cooperative and the CDA are :

A copy of the Cooperative Code of the Philippines and all other laws about cooperatives;
A copy of the regulations of the CDA;
A register of member;
Minutes of the meetings of the general assembly, board of directors and committees; Share books;
Financial statements; and
Other documents as may be prescribed by laws or the by-laws.

Are Cooperatives Required To Be Audited Annually?

Yes, Cooperatives are subject to an annual audit by an auditor who is independent of the cooperative being audited and of any subsidiary of the cooperative and is a member of any recognized professional accounting or cooperative auditor's association with similar qualifications.

Is There A Needed For An Annual Report?

Yes.

An annual report about the affairs of the cooperative must be given to each member and to the federation/union to which it is affiliated and the CDA every fiscal year.

Failure to file the annual report may result in cancellation of the certificate of registration.

Can The CDA Intercede In Behalf Of The Coops Member?

If the board of directors does not call regular or special meetings of the general assembly, the CDA can, through a petition of 10% of all the members, issue an order directing the board to call for such meetings.

The CDA may also call special meetings for the purpose of reporting to the members the results of audit, examination, or other investigation of the cooperative ordered or made by it.

What Privileges Does A Cooperative Have Under The New Cooperative Code?

The coop manager must know the many benefits accruing to cooperatives under the new law. By knowing these privileges, the manager can save the cooperative a lot of money. Cooperative privileges include tax exemption, general privileges accorded to all cooperatives, and special privileges granted to specific types of cooperatives.

For instance, a cooperative which does not transact business with non-members or the general public are exempted from government taxes or fees imposed under the Internal Revenue Laws and other laws.

If a cooperative transacts business with both the general public and its members, it is nevertheless exempted from paying taxes on the transaction made with its members.

Even then, coops which transact business with the general public still enjoy very liberal tax exemptions.

Coops with accumulated reserves and undivided net savings of not more than P10 million are exempt from national, city, provincial, municipal or barangay taxes. They are exempt from customs duties , advance sales or compensating taxes on importation of machineries and spare parts which are not available locally as long as the Department of Trade and Industry certifies it so.

Even coops with more than P10 million accumulated reserves and undivided net savings are exempt from paying income and sales taxes on sales to members for a period of at least 10 years from registration.

Donations to charitable, research and educational institutions and reinvestment in socio-economic projects are also tax deductible.

Transactions with banks and insurance companies are exempted from paying local taxes.

Judges who are ex-officio notaries public will give free service to coops related to registration and instrument of loan not exceeding P50,000.00.

Register of deeds will register for free any instrument of a coop relative to loan not exceeding P50,000.00.

Coops are exempt from paying court and sheriffs fees. Coops are exempt from putting up a bond when it makes a court appeal.

Securities issued by coops are exempt from the provisions of the Securities Act as long as these securities are not speculative.

What Are The General Privileges Enjoyed By Cooperatives?

These privileges are:

Three right to deposit their valuable in government offices free of charge with the government official acting as custodian of such valuables.
Free use of space, when the cooperative members are government employees, in the same government office.
Special types of coops like cold storage, electricity, transport and similar services can open their membership to all persons qualified in their areas of operation.
The preferential right to supply government offices with their produce, in the allocation of fertilizer and rice distribution, use of butteries for shipment of their goods, and in the management of public markets.
Entitlement to loans, credit line, and rediscounting of notes with government financial institution like PNB, Land Bank and DBP.
Exemption from prequalification requirements when bidding for a government project.
The right to be represented by the provincial or city fiscal or the Office of the Solicitor general, free of charge in legal suits.

How Is The Net Surplus Of A Cooperative Allocated And Distributed?

Generally, the distribution of a cooperatives surplus is determined by-laws. Surplus is determined at the close of a coops fiscal year or as prescribe by its by-laws. A cooperatives surplus is not profit in the usual sense of the word. Surplus is considered excess payment by the members or the loans they borrowed or the goods and services they bought from the cooperative.

As far as the coop is concerned, this excess payment or surplus is considered as having been returned to the members if the surplus is distributed in the following manner. First priority goes to the reserve fund at least 10 percent of the net surplus. The reserve funds is meant or stabilize coop operations and may be used only for investments allowed by the code.

Second priority goes to the Education and Training fund which is not more than 10 percent of net surplus. Fees and fines may also be credited of such funds. Normally, this fund is shared equally between the coop and is apex organization.

Third priority is an optional fund, a land and building fund, community development fund and any other necessary funds. After all these have been allocated, the remainder is available to the general membership in the form of interest on his investment and patronage refund. Nevertheless, interest in share capital should exceed normal rate of return on investment .

How To Register Your Cooperative

Once you have organized your cooperative, your work does not end there. The cooperative now needs a legal personality, so that a cooperative is supposed to perform. With a legal, personality, the cooperative can borrow money, sell its goods, and services, deliver goods, and enter into all sorts of business transactions. So that your cooperative can do all these, you must register your cooperative . Here is how you do it.

Where Do You Register a Cooperative?

The Cooperative Development Authority is the only government agency empowered to register all types of cooperatives.

Its main office at 5th and 6th floors BEN-LOR Building, 1184 Quezon Avenue, Quezon City. To facilitate the flow of its services, extension offices have been set-up. These are located in (1) Dagupan City; (2) Tuguegarao, Cagayan; (3) Baguio City; (4) Sto. Tomas Pampanga; ( 5) Manila Extension Office (MEO), Quezon Avenue, Quezon City; (6) Calamba Laguna; (7) Naga City; (8) Iloilo City; (9) Cebu City; (10) Tacloban City; (11) Pagadian City; (12) Cagayan De Oro; (13) Davao City; (14) Kidapawan, Cotabato; and (15) Butuan City.

What Are The General Requirements In Registering A Cooperative?

You will need four copies each of the Economic Survey, By -Laws and Articles of Cooperation. The Articles of Cooperation should be duly notarized and accompanied by there following.

Bonds of the accountable officers (any director, officer and employee handling funds, securities offices and employee handling funds, securities or properties on behalf of the cooperative. The board of directors determine the amount of bonds required based on the initial network which shall include the paid-up capital, membership fees and other assets of the cooperative at the time of registration); and
Sworn statement of the treasurer showing that at least 25% of the authorized share has been subscribed and at least 25% of the total subscription has been paid. The paid-up capital must not be less than P2,000. It must be noted that no member may own more than 20% of the subscribed capital; and that each share must not be less than P1.00

How Much Is The Registration Fee?

CDA Memorandum Circular No. 92-004, effective 01 May 1992 provides that provides that registration fee shall be one tenth (1/10) of one percent of the paid- up share capital with the minimum of P250 for new primary cooperative; P500 for secondary cooperative, P2,000.00 for tertiary cooperative while laboratory cooperative is free of charge.

What Are The Types And Registration Fee?

The following are the types of cooperatives:

Credit Cooperative promotes thrift and savings among its member and creates funds in order to grant loans for productive and provident purposes;

Consumer Cooperative- the primary purpose is to procure and distribute commodities to member and non- member;
Producer Cooperative- undertake joint production whether agricultural or industrial;
Marketing Cooperative- engages in the supply of production inputs to members, and markets their products;
Service Cooperative - engages in medical and dental care, hospitalization, transportation, insurance , housing, labor, electric light and power, communication and other services; and
Multi-Purpose Cooperative- combines two(2) or mores of the business activities of these different types of cooperative.

According to membership and territory, the following are the categories of cooperative:

In terms of membership:

Primary - The members of which are natural persons of legal age;
Secondary - The member of which are primaries;
Tertiary- The members of which are secondaries upward to one or more apex organizations. Cooperative whose member are cooperatives are called federation or unions. In terms of territory, cooperatives are categorized according to areas of operation which may or may not coincide with the political subdivision of the country.

For What Purpose May A Federation May Of Cooperatives Be Registered?

A federation of Cooperatives whose members are primary and /or secondary cooperatives with a single line or multi- purpose business activities may be registered for any or all of the following purposes:

Primary Purpose- To carry on, encourage on any cooperative enterprise authorized under Article 6 of R.A. 6938;
Secondary Purposes- To carry on, any encourage and assist educational and advisory work relating to its member cooperatives;
To render services designed to encourage simplicity, efficiency, and economy in the conduct of the business of its member cooperatives and to facilitate the implementation of their bookkeeping , accounting and other systems and procedures;
To coordinate and facilitate the activities of its member cooperatives;
To print, publish, and circulate any newspaper of other publication in the interest of its member cooperatives and enterprises;
To enter into joint ventures with national or international cooperative of other countries in the manufacture and sale of products and/ or services in the Philippines and abroad; and.
To perform such other function as nay be necessary to attain its objectives.

A federation of Cooperatives may be registered by carrying out the formalities of registration of a cooperative. Registered cooperatives may organize a federation at the provincial, city, regional, and national levels according to the types of business carried on.

What About Cooperative Unions?

Registered cooperatives and federations may organize a federation or join cooperatives unions to represent the interest and welfare of all types of cooperatives at the provincial, city, regional, and national levels.

Cooperative unions may have the following purposes :

To represent its member organization;
To acquire, analyze, and disseminate economic, statistical, and other phases of cooperatives within its area of operation;
To sponsor studies in the economic, legal ,financial, social, and other phases of cooperation, and publish their results;
To promote the knowledge of cooperative principles and practices;
To develop the cooperative movement in their respective areas of operation;
To advice the appropriate authorities on all question relating to cooperatives;
To raise funds through membership fees and contribution , donations, and subsidies from local and foreign sources whether private or government; and
To do and perform such other activities as may be necessary to attain these objectives.

Cooperatives unions may assist the national and local government in the letters of development activities in their respective areas of operation.

How Soon Should The CDA Act On Your Application For Registration?

The CDA 30 days, after failing to act on applications for registration. If there is no action within 30 days, the application is considered approved, unless the application himself causes the delay.

What Should You Do if Application Is Denied?

If the application is denied, you may appeal to the Office of the President. If the Office of the President fails to act within 90 days from the filing of appeal, the application is considered approved.

What Evidence Confirms The Approval Of Your Registration?

If your application has been approved, the CDA will give you a Certificate of Registration. The certificate confirms that your cooperative has been duly registered.

What Are The Powers And Capacities Of A Registered Cooperative?

Once your cooperative is registered under the Cooperative Code Of the Philippine (R.A. 6938) it will have the following powers and capabilities:

To sue and be sued in its cooperative name;
Of succession;
To amend its Articles of Cooperative in accordance with the provisions of R.A. 6938;
To adopt by laws not contrary to law ,morals or public policy, and to amend and repeal the same in accordance with R.A. 6938;
To purchase, receive, take of grant, convey, sell, lease, pledge, mortgage, and otherwise deal with such real and personal property as the transaction of the lawful affairs of the cooperative may reasonably and necessarily require, subject to the limitations prescribed by law and the Constitution;
To enter into division, merger or consolidated , as provided in R. A. 6938;
To join federations federation or unions, as provided in R.A. 6938;
To accept and receive grants, donations and assistance from foreign and domestic sources; and
To exercise such other powers granted by R.A. 6938 necessary to carry out its purpose as stated in its Article of Cooperation.

Downloads

Cooperative Code of the Philippines (R.A.6938)

Cooperative Development Authority (R.A.6939)

Articles of Cooperation Form

Cooperative By-Laws

Economic Survey Form

Source: http://www.cooptrade.net/resources/

The untiring Support of CHF International to the Philippine Cooperative Movement

2008-07-14T04:45:00.001-07:00

CHF International is applying a variety of existing best practices and methodological tools to help cooperative stakeholders improve their performance through the Innovating, Measuring and Promoting Poverty Alleviation by Cooperatives in Transition Societies (IMPPACTS) program. Implemented in Bosnia, Mongolia and the Philippines, this initiative is working with cooperative organizations to develop enabling environments for the growth of cooperatives businesses in each respective country.

In the Philippines, specifically, CHF International has been working with the Cooperative Development Authority (CDA), the main government body in charge of cooperatives in the Philippines, strengthening its regulatory capacity and increasing its transparency and efficiency.

Cooperative businesses comprise close to 13% of the national gross domestic product in the Philippines, with more than 30,000 active cooperatives throughout the country. In 2003, the sector directly and indirectly employed more than 1.5 million Filipinos. The cooperative business model clearly offers the promise of employing thousands more with guidance and expansion of the sector.

CHF has been working with USAID and major stakeholders in the cooperative sector by providing support to the CDA in several key areas, including improving CDA's registry of active cooperatives and developing a Standard Chart of Accounts and performance standards for non-credit cooperatives.

Through these activities, the CDA will be able to effectively and efficiently track performance of cooperatives and assist them in further developing their attributes and turning their weaknesses into strengths.

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Performance Standards for Non-Credit Cooperatives Developed in Philippines

Until now, the Cooperative Development Authority (CDA), the Philippines' main government body in charge of regulating all cooperatives throughout the country, has had no way of measuring the performance of non-credit cooperatives.

As part of the Innovating, Measuring, and Promoting Poverty Alleviation through Cooperatives in Transition Societies (IMPPACTS) program, supported by the U.S. Agency for International Development, CHF International has been working with the CDA to develop such standards.

After holding a series of workshops and consultations with members of both transport and producers' cooperatives, CHF helped to develop the first two Standard Chart of Accounts (SCA) to assist the CDA in ensuring the soundness of management and policy decisions affecting their growth.

More than 200 transport cooperatives and 150 producers’ cooperatives provided input for the development of these standards. Representatives of local government units, private practitioners, and members of non-governmental organizations involved in transportation regulation and management or production and manufacturing businesses provided input as well.

Thousands of producers’ and transport cooperatives are expected to adopt the standards over the following months.

The CDA’s next goal is to develop SCAs for marketing and service cooperatives with CHF’s assistance.

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Cooperative Information System Launched Nationwide in the Philippines

CHF International has been working with the CDA through the U.S. Agency for International Development (USAID)-supported Innovating, Measuring, and Promoting Poverty Alleviation through Cooperatives in Transition Societies (IMPPACTS) program to improve its ability to monitor and regulate active credit and non-credit cooperatives throughout the country. The creation of the CIS is vital in the CDA’s efforts to strengthen cooperatives in the Philippines.

The CIS was designed as a web-based database so that it can be accessed in real time at any of the CDA’s 15 Extension Centers throughout the country.In addition, the Cooperative Annual Performance Report (CAPR) System, which contains current information on each cooperative’s annual organizational and financial status, will be integrated into the CIS.

Prior to the implementation of the CIS, the CDA had no way of monitoring cooperatives and little accurate information existed to measure their performance. Today, the more than 20,000 operating cooperatives in the Philippines now have standards to measure their performance, allowing them to further strengthen their attributes and turn their weaknesses into strengths.

Training of Trainers Cooperative Annual Performance Report (CAPR) Web Application

2008-07-08T19:16:00.000-07:00

The Cooperative Development Authority (CDA) in coordination with the CHF International is conducting a Training of Trainers on Cooperative Annual Performance Report (CAPR) Web Application. The activity, which is being conducted @ Cebu Grand Hotel, Escario St., Cebu City , has been participated by the selected CDS II, Sr. CDS of RRU, MIS- Designate coming from all extension offices of the CDA nationwide.

Cooperative Hymn - Funny blooper videos are here

Cooperative Annual Performance Report (CAPR)

2008-07-07T04:12:00.000-07:00

The Cooperative Annual Performance Report (CAPR) is a cooperative reporting instrument that consolidates the requirements currently contained in the Annual Report (AR), Inspection Working Paper (IWP) and General Information Sheet (GIS).The CAPR applies to all types and categories of cooperatives nationwide.The accomplished CAPR shall be submitted to the Central Office or Extension Offices that has jurisdiction over such cooperative.

click the link below to download CAPR FORM

http://www.cda.gov.ph/cda_website/Downloads/Form1A.pdf

The Cooperative Code of the Philippines (RA 6938)

2008-07-04T20:04:00.000-07:00

To access the contents of the Cooperative Code of the Philippines (RA 6938), please click the link below.
http://pinoy-business.com/content/view/240/105/

Mabuhay ang Kooperatiba!

JOINT RCDC XI - CDA DEO PLANNING

2008-06-22T21:16:00.000-07:00

The cold and freezing environment of LAKE AGCO, Ilomavis, Kidawapan City was chosen as the venue for the joint Regional Cooperative Development Council of Region XI (RCDC XI) and the Cooperative Development Authority- Davao Extension Office (CDA - DEO). Everyone was excited for the coming of the date. We marked it in our calendar.

It was last June 18-19, 2008 when we made the planning session @ Lake Agco. The success of the planning can be attributed to the TEAMWORK by both the RCDC and CDA. We are indeed working for the same goals and objectives, for the same vision and mission.

CDA APPROVES SCA FOR PRODUCERS CO-OPS

2008-06-19T15:47:00.000-07:00

CDA APPROVES SCA FOR PRODUCERS CO-OPS

The CDA Board of Administrators in their meeting on September 22, 2007 approved the Standard Chart of Accounts or SCA for Producers Cooperatives and other Cooperatives with Production or Manufacturing Operations per Resolution No. 259, Series of 2007.

The SCA is being prescribed to provide guidelines in the use of accounts and account titles in the preparation of financial statements. Specifically the purposes of these are the following:

ensure uniformity and common understanding of accounts;
guide in the installation of accounting and internal control systems;
facilitate the conduct of audit;
enhance transparency;
set standards and discipline in measuring the financial safety and soundness;
facilitate the analysis and evaluation of financial management performance; and
provide basis in monitoring, supervision and business linkages

This SCA has passed through series of consultations and public hearings conducted nationwide.

This endeavor is realized through the financial assistance provided by the CHF International in all the activities related to this and through the technical assistance shared by the CDA´s partner organizations in cooperative development, the PUP and the PICPA. Various primary cooperatives who are also part of this undertaking are the Sorosoro Ibaba Devt. Co-op, Kaakbay Entreworkers Co-op, Cavite Farmers Feedmilling and Marketing Coop, National Federation of Coops of Person with Disability, Minalin Poultry & Livestock BANGKOOP, & NE Seed Growers MPC. The participation of the Punongbayan & Araullo CPAs is also solicited in developing this SCA.

The Success of the Recently Conducted Women Summit

2008-06-03T05:17:00.001-07:00

The success of the recently conducted 5th Regional Summit of Women in Cooperatives can be attributed to the untiring support of the Millionaire Cooperatives in the Province of Davao del Sur. The Bansalan Cooperative Society (BCS) thru the presence of Mr. Ernesto Mabunga (chairman) and Ms. Socorro Canonigo had made the event successful. They were there during the planning stage of the recently conducted activity which was participated by some 180 women cooperative leaders in Region XI.
The Cooperative Development Authority - Davao Extension Office , thru the leadership of Administrator Rosalinda E. Villaseca had recognized the effort extended by the cooperative sector for the success of the women summit.

Revised Procedures for Mediation and Conciliation of Cooperative Disputes in the Cooperative Development Authority.

2008-05-31T13:59:00.001-07:00

Pursuant to the provision of Section 8, Republic Act No. 6939, authorizing the Cooperative Development Authority to mediate and conciliate disputes within a cooperative or between cooperatives, the Authority hereby promulgates the following procedures in the conduct of mediation and conciliation, under the said section, to wit:

“Sec. 8. Mediation and Conciliation. - Upon request of either or both parties, the Authority shall mediate and conciliate disputes within a cooperative or between cooperatives; Provided, That if no mediation or conciliation succeeds within three (3) months from request thereof, a certificate of non-resolution shall be issued by the commission prior to the filing of the appropriate action before the proper courts.”

SECTION 1. Title. - These procedures shall be known as the Revised Procedures for Mediation and Conciliation of Cooperative Disputes in the Cooperative Development Authority.

SECTION 2. DEFINITION OF TERMS. - As used in these procedures, the term:

Authority - shall refer to the Cooperative Development Authority and its Extension Offices.
Board of Administrators - shall refer to the governing board of the Authority consisting of a chairman and six (6) members.
Mediation - shall refer to a process whereby a mediator designated by the Authority takes a more active part in helping the conflicting parties develop or come out with an acceptable solution to their dispute or assist the parties reach an amicable solution to the dispute/s.
Conciliation - shall refer to a process whereby a conciliator designated by the Authority calls together the parties involved in a dispute, encourages them to discuss their differences, and assists them in developing their own proposed solutions to their disputes.
Mediator/conciliator - shall refer to an employee of the Authority designated to act as such in relation to such requests for mediation and conciliation. As a rule, the Legal Officer of Extension Offices shall act as mediator/conciliator. The Extension Director shall have the authority to appoint other CDA Regional employees qualified to act as mediator/conciliator in the absence of such Legal Officer.
Order - shall refer to any directive of the Authority or the Board of Administrators, or such other body, committee, board or officer duly created or designated by the Authority.
Certificate - shall refer to the Certificate of Non-Resolution issued by the Authority or by the duly designated officer.
Settlement or Agreement - shall refer to the compromise, which the parties in the mediation/conciliation conference have agreed upon.

SECTION 3. Commencement of Action - Any action for mediation or conciliation may be commenced upon receipt of written request or complaint from either or both parties.

SECTION 4. Complaint - A written request/complaint may be filed with the Extension Office or Central Office having jurisdiction over the cooperative. It shall contain the following:

The name/s and address/es of the complainant/s;
The name/s and address/es of the persons being complained of;
The issue and subject matter of the controversy;
A certification by any member of the grievance committee of the cooperative that the complaint has undergone the cooperative grievance mechanism or a certification by either the secretary of the board or by the complainant that the cooperative has no grievance machinery or no functional grievance machinery or that a certification is no longer practicable.

In the absence of any one of the aforementioned requirements, the complaint shall be dismissed without prejudice to the re-filing of the same.

SECTION 5. Grounds for complaint for Mediation and/or Conciliation. - The issues considered to be the subject for mediation/conciliation:

Matters involving the internal affairs of the cooperative, such as but not limited to: (1) the rights and privileges of members; (2) the rules and procedures for meetings of the General Assembly, Board of Directors, or the different cooperative committees; (3) the rules and procedures for the election and qualifications for officers, directors or committee members; (4) the allocation and distribution of surpluses and reserves; and (5) all other matters involving the internal affairs of the cooperative that the Authority may deem vital to the operations of the cooperative.
For disputes between cooperatives, such other matters that may involve the area of operations of the cooperatives and disputes between cooperatives.

SECTION 6. Matters Not Cognizable Under These Procedures. - The following are not cognizable for mediation and conciliation conferences and hence cannot be the subject of any amicable settlement.

Violation of Article 48, R.A. 6938 (Dealings of Directors, Officers or Committee);
Violation of Article 49, R.A. 6938 (Disloyalty of a Director);
Violation of Article 50, R.A. 6938 (Illegal Use of Confidential Information);
Violation of Article 84, R.A. 6938 (Right to Examine);
Matters involving the grant and exercise of a franchise, license or certificate of public convenience or necessity as stated in Article 98, paragraph (2) of R.A. 6938;
Violation of Article 114, R.A. 6938 (Prohibition);
Non-compliance with other laws as stated in Article 119, R.A. 6938;
Violation of Article 124, R.A. 6938 (Penal Provisions);
Issues which are criminal in nature cognizable by the regular and/or special courts; and
Other matters which fall under the administrative and regulatory functions or matters that pertain to compliance with mandatory requirements of the law and related issuances.

SECTION 7. Comments. - Upon receipt of such complaint, an order shall be issued by the Extension Office/Central Office as the case may be, requiring the person/s being complained of to file their comments/answers thereto within fifteen (15) days from the receipt of the order.

SECTION 8. Prohibited Motions. - The following motions shall not be allowed under these mediation/conciliation procedures.

Motion to Dismiss;
Motion for a Bill of Particulars;
Motion for Extension of Time;
Motion to Declare Petitioner Non-Suited or Respondent in Default; and
Motion for Intervention.

SECTION 9. Conference. - Upon receipt of the comments/answers from the person being complained of, the Extension Office/Central Office as the case may be, shall issue a notice of conference to all parties concerned stating the date, time and venue of the conference.

SECTION 10. General Preparations. - (a) The mediator/conciliator shall have the following documents at his disposal during the said conference.

A copy of the 1987 Constitution;
A copy of R.A. No. 6938, R.A. 6939, and the Implementing Rules;
A copy of these Procedures and other pertinent issuances of the Authority;
A copy of the cooperative´s articles of cooperation and by-laws;
A copy of the Complaint and the Comments thereto; and
Other documents that may be deemed necessary for the conference.

(b) As far as practicable, the mediator/conciliator shall be dressed in semi-formal office attire if the conference shall be held within the Extension Office. If the conference is held in the field, he may opt to wear casual attire.

(c) The venue where the conference is to be held must be comfortable to all so that the atmosphere shall be conducive to the settlement of disputes.

SECTION 11. Purpose of Conference. - In the conference, the mediator/conciliator shall make it clear that the purpose of the conference is to see whether any settlement or agreement may be reached between the parties after a thorough discussion of the issues. However, before any discussion, the mediator/conciliator shall clearly define the issues.

SECTION 12. Conduct of Conference. - The following rules shall be observed:

Parties are required to appear personally during the conference without the assistance of counsel.
A mediation/conciliation conference is not judicial proceeding per se. Hence, the technical rules and procedures shall not be applicable in such cases.
The conduct of the conference shall be non-adversarial in nature and shall proceed with the end in view of settling any cooperative dispute.
All parties involved or interested in the dispute shall be afforded the opportunity to ventilate their views concerning the dispute.

SECTION 13. Minutes. - Minutes of the proceedings of the conference shall be made by the designated secretary and shall form part of the records of the case.

SECTION 14. Recess and Suspension. - The conference may be recessed from time to time in order for the parties to consult with one another. It may also be suspended from day to day until the positions of both parties on all issues are properly ventilated and exhausted.

SECTION 15. Settlement or Agreement. - Once all the issues have been ventilated and addressed and the parties have reached an agreement:

The agreement shall be reduced in writing and attested to by the mediator/conciliator.
The agreement shall be clear and concise and must contain all points of the parties� understanding. Extra care must be taken in drafting the Agreement in order to minimize doubtful or vague interpretations that might result to further disagreement or worsening of the dispute.
Copies of the Agreement shall be furnished to the parties at the soonest possible time for their own records.

SECTION 16. Certificate of Non-Resolution. - A Certificate of Non-Resolution shall be issued on the following grounds:

n the event that after the holding of the conferences, and the disputes have not been resolved;
If no mediation or conciliation conference succeeds within three (3) months from the filing of the written request/complaint;
If no conference succeeds due to the non-attendance of the respondent;
Breach of terms and conditions in the amicable settlement upon receipt of notice from either or both parties.

SECTION 17. Effect of Issuance of Certificate of Non-Resolution. - The issuance of Certificate of Non-Resolution shall be the basis for the filing of any action before the proper courts.

SECTION 18. Non-Appearance of the Complainant. - If for no justifiable cause, the complainant fails to appear, after two (2) consecutive summons/notices the dispute shall be disposed of through an appropriate resolution. Issuance of such resolution shall bar the complainant from re-filing the same dispute.

SECTION 19. Construction. - These rules shall be liberally construed in order to promote the growth and viability of cooperatives, preserve harmony and instill the cooperative way of life within and among cooperatives and to achieve a just and expeditious resolution of every dispute brought before the Authority.

SECTION 20. Repealing Clause. - All rules, regulations, issuances and the likes which are contrary to or inconsistent with any of the provisions of these procedures are hereby repealed.

SECTION 21. Effectivity. - These revised procedures shall take effect upon the approval by the Cooperative Development Authority Board of Administrators.

Approved, Board of Administrators Resolution No. 214, S-2004 dated 10 June 2004.

Manual of Rules and Regulations (MORR) for Cooperatives with Savings and Credit Services

2008-05-31T13:38:00.000-07:00

Manual of
Primer on the Manual of Rules and
Regulations for Cooperatives with

Savings and Credit Services in the Philippines Manual of Rules and Regulations for Savings and Credit Cooperatives

The MORR contains rules and regulations, performance indicators and
standards that will serve as a guide for cooperatives with savings and credit
services. These guidelines are necessary to ensure the safety and soundness
of the institution, and to improve and strengthen their operations.
Compliance to these rules and regulations will help cooperatives engaged
in savings and credit operations become stronger, viable and sustainable
institutions with higher degree of public trust and confidence.

To download the whole content of this manual, please click here

More photos taken during the summit

2008-05-23T08:53:00.001-07:00

Pictures of the Invited speakers during the summit...

Photo during the 5th Regional Summit of Women in Cooperatives in Region XI (WinC-XI)

2008-05-23T08:39:00.000-07:00

I am posting herewith selected digital captures during the first day of the the conduct of the 5th Regional Summit of Women in Cooperatives in Region XI (WinC-XI).

More pictures and articles will be soon uploaded.

LOMAICO COOPERATIVE

2008-05-21T19:36:00.000-07:00

2008-05-15T06:48:00.001-07:00

REQUIREMENTS FOR THE ISSUANCE OF CERTIFICATE OF GOOD STANDING (CGS

2008-05-15T06:40:00.001-07:00

REQUIREMENTS FOR THE ISSUANCE OF CERTIFICATE OF GOOD STANDING (CGS

Application letter duly signed by the Chairman or any authorized representative of the requesting cooperative stating therein the purpose of the certificate
Indorsement from Cooperative Development Specialist II (CDS II) assigned in the area.
Cooperative Annual Performance Report (CAPR) together with the Audited Financial Statements for the preceding fiscal period;
Copy of the updated bond of accountable officers/employees of the cooperative;
Minutes of the Annual General Assembly Meeting for the preceding fiscal period including the results of the election of the Board of Directors and the Committee members, in accord with the by-laws;
Certification by the Chairman or the Secretary of Actual specific Business Undertaken during the preceding fiscal period, and that the requesting cooperative is compliant with the Standard Chart of Accounts appropriate to its type;
Certification from the Legal Officer of the CDA Extension Office that the cooperative has no pending case; and
Certification fee of P200.00 (plus penalty of P300 for late filing, if the coop applies for CGS after 120 days from the close of its fiscal period and P300 for every year of failure to secure CGS)

REQUIREMENTS FOR AMENDMENTS OF THE COOP'S ARTICLES OF COOPERATION AND BY-LAWS

2008-05-15T06:27:00.000-07:00

REQUIREMENTS FOR AMENDMENTS:

1. Amended Articles of Cooperation – 4 copies

2. Amended By-Laws – 4 copies

3. Director’s Certificate – 4 copies

4. Excerpts of from Minutes of the Annual/Special General Assembly – 4 copies

5. Indorsement from the CDS II assigened in the area

6. Registration fee of P300.00 if no increase of the capitalization. If the proposed amendments include an increase capitalization, the registration fee is pegged at 1/10 of 1% of the increment in authorized capital plus the P300 basic fee.

Requirements for the Registration of New Cooperative

2008-05-15T06:07:00.000-07:00

CHECKLIST FOR THE REGISTRATION OF A PRIMARY COOPERATIVE:

1. Economic Survey – 4 copies

2. Articles of Cooperation – 4 copies

3. By-Laws – 4 copies

4. Undertaking to Change Name

5. Undertaking to submit Reportorial Requirements

6. One (1) copy of the Name Verification Slip

Note: Forms #1-6 would cost P250.00

7. Bond for Accountable Officers–4 Copies

8. Certificate of Pre-Education Membership Training Seminar of duly accredited institution or CDA Regional / Provincial Office

9. Indorsement from CDS II assigned in the area.

10. Indorsement from the Gov’t. Agency concerned (if needed)

11. Registration Fee – 1/10 of 1% of the authorized share capital or P500 whichever is higher

12. Verification Fee – P50.00

The 5th Regional Summit for Women in Cooperatives

2008-05-15T05:47:00.000-07:00

This coming May 23-24, 2008, the The Women in Cooperatives Region XI (WinC XI), in coordination with the Cooperative Development Authority Davao Extension Office will be conducting the 5th Regional Summit for Women in Cooperatives. This activity will be held @ the Our Lady of Peace, St. Benidictine Digos City, with the theme, "WOMEN COPING WITH THE CHANGES IN TECHNOLOGY"

The summit will focus on identifying what and how women in cooperatives can benefit from the advanced modern technologies and equipments, and how they can better cope with these advancements.

Like the previous summits, this activity will be participated in by the active women leaders in the cooperative sector in Region XI, who, in turn believe that there is power in cooperation in each others' potential resources.

In response to this, the Municipal Cooperative Development Council of Bansalan Davao del Sur will be sending women participants to join the said affair. There are active women leaders in Bansalan who are also very supportive in the cooperative movement. We hope to send at least 2o participants from our town.

Looking forward to the success of this endeavor.

Welcome to Bansalan Cooperative Sector

2008-05-13T22:35:00.000-07:00

This Blog contains information about the Cooperative Sector in Bansalan Davao del Sur. The authors wishes to post the updates pertaining to the cooperative development in this town. When people unites, development is at hand. The spirit of cooperativism is very strong in Bansalan. The way to progress may be difficult but when people form themselves into cooperatives we can fight poverty as one. As the cooperative Pledge says " Alone I am weak but with others, I am strong"

This blog is dedicated to the People of Bansalan.
Move on Bansalan!

Bansalan Cooperative Updates

Provincial Cooperative Development Council of Cavite

Duterte welcomes entry of Tagum Coop in the City

Japan-ASEAN, ATI conducted International Training on Agricultural Marketing

9th National Coop Summit

PIA Press Release2008/04/02

Tagalog News: GenSan handa na sa gaganaping 9th National Coop Summit sa Oktubre

The NATCCO Board of Directors (BODs) and Officers for 2008 and 2009

REV : The Woman of "Firsts"

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FAQS on Cooperatives

The untiring Support of CHF International to the Philippine Cooperative Movement

Performance Standards for Non-Credit Cooperatives Developed in Philippines

Cooperative Information System Launched Nationwide in the Philippines

Training of Trainers Cooperative Annual Performance Report (CAPR) Web Application

Cooperative Annual Performance Report (CAPR)

The Cooperative Code of the Philippines (RA 6938)

JOINT RCDC XI - CDA DEO PLANNING

CDA APPROVES SCA FOR PRODUCERS CO-OPS

The Success of the Recently Conducted Women Summit

Revised Procedures for Mediation and Conciliation of Cooperative Disputes in the Cooperative Development Authority.

Manual of Rules and Regulations (MORR) for Cooperatives with Savings and Credit Services

More photos taken during the summit

Photo during the 5th Regional Summit of Women in Cooperatives in Region XI (WinC-XI)

LOMAICO COOPERATIVE

REQUIREMENTS FOR THE ISSUANCE OF CERTIFICATE OF GOOD STANDING (CGS

REQUIREMENTS FOR AMENDMENTS OF THE COOP'S ARTICLES OF COOPERATION AND BY-LAWS

Requirements for the Registration of New Cooperative

The 5th Regional Summit for Women in Cooperatives

Welcome to Bansalan Cooperative Sector

PIA Press Release
2008/04/02